• 1. Take out your #1 and #2 credit cards. Call the number on the back and say, “I think I’m going to need to cancel my account because your interest rate is too high.” Then wait silently. Watch what happens. Boom, I just saved you a few hundred dollars. (Source: Seth Godin)

  • 2. Cancel your cable.  I just saved you six hours a day, or 65 days every year, and about $42.76 a month.
  • 3. Clip coupons.  I just saved you – if you’re a family of five like we are – about $240 a month.
  • 4. Stop drinking caffeine.  One guy cut out only soft drinks and saved about $100 a month.  It could also save your health.
  • Total approximate savings? At least $383 every month.

    That’s 11 children saved from poverty every month.

  • 5. Stop telling yourself you don’t have the money.